Promo

1. Only valid for User Aplikasi Krom Bank
2. Promo Cashback 15 - 17 August 2025
3. The Cashback is valid only for new Krom Bank users who activate their account during the promo period.
4. Valid every day during the promo period.
5. Only valid for Bluebird and Silverbird services.
6. Cashback 8%  up to Rp 17,000,-
7. Cashback will be applied after the minimum transaction of IDR 100,000,- (One Hundred Thousand Rupiah) is met
8. Cashback is valid for one (1) transaction per user during the promo period.
9. Cashback will be credited to the user's main savings account (main pocket) in the Krom Bank app within a maximum of 3 x 24 hours after a successful QRIS transaction at Armada Bluebird.
10. Cashback is not valid for multiples and cannot be combined with other promotions.
11. QRIS transactions in the Krom Bank app that are considered successful are those that have been declared successful by the Krom Bank system.
12. Krom Bank reserves the right to cancel cashback at any time, based on its internal policies, if Krom Bank deems the user to have committed fraud, fraudulent activity, or promotional abuse.

Additional Terms & Conditions:

1. This promotion is valid for all active Krom users.
2. This promotion is free of charge.
3. Qualifying QRIS transactions must be successful.
4. This promotion cannot be used for multiples, cannot be combined with other Krom promotions, and cannot be exchanged for cash.
5. Krom reserves the right to review and amend the Terms & Conditions of this promotion as deemed necessary by providing information through the Krom website, app, or other media.
6. If there is a discrepancy between user data that meets the promotion requirements, the data stored in the Krom system will prevail.
7. Krom's decisions, terms, and changes to the terms and conditions of this promotion are final and cannot be contested.
8. Krom reserves the right to block user accounts and cancel transactions at any time, and refuse to provide cashback if there are indications of abuse, fraud, or other suspicious activity on the user's account.
9. By participating in this promotion, Krom users are deemed to understand and agree to all applicable Terms & Conditions.
10. Krom and the user agree to mutually release and hold harmless the other party from any claims, demands, losses, or costs that may arise in connection with this promotion due to the negligence of either party.
11. PT Krom Bank Indonesia Tbk is licensed and supervised by the Financial Services Authority (OJK) and Bank Indonesia (BI) and is a participant in the LPS guarantee program.
12. For further information, please contact Krom Support at 021 50996920, live chat in the Krom app, or email support@krom.id